General liability insurance

The liability of a Bulgarian or foreign legal entity is covered for all amounts that the Insured is legally obliged to pay on the basis of claims of third parties as compensation for an insurance event occurring as a result of the activity described in the policy within the agreed indemnity limits.

All expenses for settling the claims, made with the written consent of the Insurer, are also covered.

Insurance events covered by this insurance are bodily injury and damage or loss of property occurring during the insurance period.

Product Liability Insurance

The Insurance covers the liability of the manufacturer or trader for losses and damages caused to third parties due to a defect or malfunction of the manufactured product.

Professional Indemnity

The liability of a Bulgarian or foreign legal entity is covered for all amounts that the Insured is legally obliged to pay on the basis of claims of third parties as compensation for an insurance event occurring as a result of the activity described in the policy within the agreed indemnity limits.

All expenses for settling the claims, made with the written consent of the Insurer, are also covered.

Insurance events covered by this insurance are bodily injury and damage or loss of property occurring during the insurance period.

Which professions can be insured?

  • Doctors and medical staff
  • Lawyers and notaries
  • Designers and architects:
  • Certified accountants and auditors;
  • Private bailiffs;
  • Insurance brokers;
  • IT companies.

The risks covered may be: damage caused by error, omission or negligence; breach of confidentiality, infringed intellectual property, defamation, internet liability, fraud – causing financial loss to customers as a result of dishonesty of employees.

Employer’s Liability

The insurance provides protection to the Employer against claims for compensation made by his employees or their heirs for an accident at work or an occupational disease during work or in connection with the performance of professional commitments.

Director’s and Officer’s Insurance / D&O

In the conditions of dynamic economic and legal environment, the management of the companies are subject to increasing responsibility for their actions and decisions. Shareholders, customers, regulators, investors and other partners could claim against the Management staff  for misconduct  or wrong decisions that have cause financial losses to the company.

Director’s and Officer’s Insurance of the company provides financial protection of the management and the company against personal liability of the management for mistakes, omissions, breach of obligations, bad management, which actions or omissions could lead to claims against the management. The insurance will also cover the legal protection expenses, as well as costs for reputation reinstatement.

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