Subject of insurance:
- real property – buildings, hotels, restaurants, industrial and administrative buildings, workshops;
- movable property – furniture, machinery, equipment; electronic equipment.
Insured risks:
- fire, incl. the consequences of extinguishing the fire;
- lightning;
- explosion;
- aircraft, parts thereof or its cargo;
- natural perils: storm, hail, torrential rain, flood, natural accumulation of snow and ice, frost, falling trees, branches and other objects due to storm or hail;
- earthquake;
- pipeline and sewerage breakdowns;
- sprinkler leakage;
- malicious acts;
- impact from a vehicle or animal;
- debris removal; costs for relocation, protection and storage of insured property for a period from the date of the insured event until the elimination of its consequences;
- glass breakage;
- short circuit, electric damages;
- burglary.